Introduction

Filing a Report

Why it Works

Eligibility

Acceptance Tips

Report Forms

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• The amount is no more than $2,500 (or multiple checks not exceeding this limit). There are no minimum dollar restrictions.
• It was received in Cape & Islands District, deposited in a bank in exchange for goods or services and was presumed "good" at the time of acceptance.
• A "Courtesy Notice" was sent to check writer allowing 2 days to make check good.
• It is submitted to the program within 90 days from the date on the check.
• A photo I.D. (driver's license or state identification card) was recorded at the time of the transaction.

A check is Ineligible if...

• It is post-dated.
• Both parties knew there were insufficient funds at the time of transaction.
• Is an out-of-state, two-party, government, stop payment, or payroll check.
• The identity of the check writer is unknown.
• There is no amount, date, or signature on the check.
• It has not been processed by a bank.
• The numeric and written amounts on the check do not match.
• The check involves an "extension of credit" or payment on an account.