Putnam County State's Attorney
Bad Check Restitution Program

James A. Mack, State's Attorney
 

 

Introduction

Filing a Report

Why it Works

Eligibility

Acceptance Tips

Report Forms

Contact Us

Merchant Login

 

How to determine a check's
eligibility for the program.

A check is Eligible if...

  • The amount is no more than $2,500. There are no minimum dollar restrictions.
  • It was deposited in a bank in exchange for goods or services and was presumed "good" at the time of acceptance.
  • A "Courtesy Notice" was sent to check writer allowing 7 days to make check good.
  • It is submitted to the program within 90 days from the date on the check.
  • A photo I.D. (driver's license or state identification card) was recorded at the time of the transaction.

A check is Ineligible if...

  • It is post-dated.
  • Both parties knew there were insufficient funds at the time of transaction.
  • Is a two-party check.
  • The identity of the check writer is unknown.
  • There is no amount, date, or signature on the check.
  • It has not been processed by a bank.
  • The numeric and written amounts on the check do not match.
  • The check involves an "extension of credit" or payment on an account.

Checks ineligible for the Putnam County State's Attorney
Bad Check Restitution Program may be pursued via small claims
process or by a private collection agency.