How It Works

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    Step 1

    BAD CHECK WRITTEN

    • Bad check returned to victim.
    • Notice of bad check given to check writer.

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    Step 2

    BAD CHECK(S) FORWARDED

    • The Program reviews the check against Prosecutor criteria.
    • Prosecutor determines probable cause and program eligibility.

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    Step 3

    CASE PROCESSING

    • Program notice sent to check writer.
    • Recovered restitution disbursed to victim.
    • Check writer attends a financial accountability seminar.

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    Step 4

    FINALIZE CASE

    • Compliant cases are completed / closed.
    • Non-compliant cases are reviewed for possible criminal prosecution.
    • Victim notified.

Each participating Prosecutor establishes the intake criteria for the types of checks eligible for their respective Bad Check Program. Although check laws vary by jurisdiction, See the list to the right for typical eligibility guidelines:

    Typically Eligible
  • NSF
  • Account Closed
  • Accepted in exchange for goods or services
  • Deposited in a financial institution
  • Sufficient notice given to check writer
  • Identification recorded at the time of the transaction
    Typically Ineligible
  • Post dated
  • Two-party
  • Stolen/forged
  • There is no amount, date or signature on the check
  • The identity of the check writer is unknown